Auto Insurance facts

What is Auto Insurance



Vehicle insurance (also known as auto insurance, car insurance, or motor insurance) is insurance purchased for cars, trucks, and other vehicles. Its primary use is to provide protection against losses incurred as a result of traffic accidents and against liability that could be incurred in an accident.



There are two types of coverage that you could have.



Liability Coverage-This protects you or other insured persons for amounts that the law holds you responsible for if someone else is killed or injured or their property is damaged.



Minimum Coverage

Most people purchase liability insurance for their secondary vehicle, or just an older car that most policies dont cover.



Full Coverage- This type of coverage means that you are fully protected against any incident that may happen to you and your car because you have more than just the minimum auto insurance policy required by your state.



Standard Coverage

Full coverage is the typical choice of coverage among those who have a newer model vehicle,trying to register a vehicle, or just purchased a new vehicle (Before you pull of the Cars Salesman's lot they require that you have full coverage on the vehicle you purchase).